VS

Victor Santos

Entrepreneur & Product Executive

Boston, Massachusetts

Invests in

Stages:

  • Min Investment:

    $25,000.00
  • Max Investment:

    $100,000.00
  • Target Investment:

    $50,000.00

Work Experience

  • Co-Founder & CEO

    2021

    Onyx Private (YC W22) is a modern private bank for the new generation of affluent customers. Backed by Y Combinator, Village Global, Global Founders Capital, Goodwater, One Way Ventures & 186 Ventures. Acquired by Citizens Financial in 2025.

  • Limited Partner & Venture Scout

    2019

    Venture Capital built for immigrants by immigrants - Investing in exceptional tech founders shaped by the immigration experience. First Venture Scout looking for amazing immigrant entrepreneurs.

2015 - 2021

  • Co-Founder & Chief Strategy Officer

    2020 - 2021

    Post-acquisition of banQi / Airfox, I led product, engineering and corporate strategy across São-Paulo and Boston.

  • Co-Founder & CEO

    2015 - 2020

    Founded banQi (previously known as Airfox) a neo-bank for low-income families in Brazil. Grew banQi to R$4B per year of TPV, 3M users & over 100 employees. Acquired by ViaVarejo / Casas Bahia. Incubated at TechStars Boston and Harvard Innovation Labs.

2016 - 2016

  • TechStars Boston 2016 Spring Alumni

    2016 - 2016

    TechStars Boston 2016 Spring Cohort with Airfox / banQi

2011 - 2015

  • Co-Founder & COO

    2011 - 2015

    Led product, engineering and marketing. A B2B Private-Label Emerging Market VoIP Reseller Platform and a $10 / month mobile wireless plan subsidized by AdTech as a Mobile Virtual Network Operator with Sprint.

2012 - 2014

  • Product Marketing Manager

    2012 - 2014

    Business Analyst Intern on G-Suite, Associate Product Marketing Manager on Google Partners AdWords

2009 - 2011

  • Business Development Manager

    2009 - 2011

    White label SaaS Telecom platform for medium-sized entrepreneurs and value-added software resellers starting their own VoIP business in emerging markets