Raphael Vullierme
(ex) CEO & Founder @ Luko
New York, New York
Invests in
Locations:
Min Investment:
$25,000.00Max Investment:
$100,000.00Target Investment:
$50,000.00
Skills
Education
- HP
- UF
Lists including Raphael
Investments
Work Experience
2016
Vice chairman of the Supervisory Board
2022
Luko insurance A.G. formerly Coya AG A fully licensed P&C insurer, regulated by BAFIN (German Federal Financial Supervisory Authority) and acquired in 2022 by Luko Group.
Allianz | Exit & integration
2024 - 2024
Acquired by Allianz Direct Versicherungs-AG
Co-founder & CEO
2016 - 2024
From 0 to #1 Online Home Insurer in France - Over 35% market share of home insurance contracts sold online in France in 2022 (Oliver Wyman). - 500,000 insured customers across France, Germany, and Spain, >€110M in collected premiums since inception and €50M annualized premiums. - Customer satisfaction led growth, maintaining an NPS >70 and building a strong brand with 23% awareness and 90% positive sentiment. Bolstered organic growth by a vast network of over 200 third-party distributors and partners, including Total, Airbnb, Decathlon, Revolut, Leroy Merlin among numerous banks, retailers, insurance brokers, and real estate agents. - Set industry benchmarks for operational efficiency, customer acquisition cost (CAC), and loss ratio (for a rapidly growing portfolio). - Executed two acquisitions, including a full-stack German insurer, and completed five sale transactions of group entities during restructuring following 2022 market turnaround. - Backed by EQT, Accel, Founders Fund, and Speedinvest.
2025
Co-Founder
2025
AI Agents for Control & Risk Management in Financial Institutions We help insurers, banks, asset managers, and fintechs monitor internal operations and third-party risks with 10× more precision and 3× fewer resources tailored AI agents.
2021
Angel Investor & Accel Scout
2021
Active angel in Fintech/insuretech, AI, Defense, climate also Accel scout. Early in Dock, Finary, Tomorro, Stoik, Orus, Benefiz, Corma, Crew, Silvr, Payflows, Evy, Flitter, Hestia, Claimsorted and more... following round by Sequoia, A16Z, Accel, Index, Craft, Altman, Balderton, Ribbit, Atomico, Hedosophia, Eurazeo, Singular, YC... Growth secondary in Anthropic, OpenAI, Anduril, Saronic, Physical Intelligence.
2015 - 2016
CEO
2015 - 2016
OpenJet is the only real-time booking platform for private jets. A SAAS enabled marketplace connecting supply from certified private operators to traveler from various channels including GDS (Amadeus, Sabre), TMC, concierges and direct booking on openjet.com Took over the company when it was a .ppt + a CTO. Raised >2M€, built a team of 23 between Paris, NYC and Luxembourg. Up to 120k€ in Monthly Recurring Bookings, 3 months after platform launch.
2014 - 2015
Global Rollout Manager
2014 - 2015
Launching eatfirst.com venture worldwide.
2014 - 2014
Co-founder & CEO
2014 - 2014
Goodfood is the first french on-demand gourmet meal delivered within 30 minutes to your table. We believe that eating fresh and healthy food should be as simple as 3 taps on your smartphone. On your way back home, just open goodfood app and choose from two fresh and delicious meals crafted by our chef. Thanks to our daily rotating menu, eating good food every day has never been so easy. Our iphone app will be released in August. Stay tune!
2012 - 2013
Procurement Intern
2012 - 2013
Within the procurement department and in collaboration with gemologists, production planners and haute joaillerie project managers I've delivered a global planning process on gemstones supply : • Carry out a strategic workload/capacity study on lapidary activity (gemstones cut) • Setting up new decision committees and tools to monitor and drive gems supply • Participate in several others projects to improve operations on diamonds and gems procurement
2011 - 2011
Financial Services - Trainee
2011 - 2011
Finance Project for AXA group : deployment of Common European finance solution for financial accounting and reporting according to Solvency II • In charge of Accounting Objects Migration and deployment of Assets, Customers and Vendors. • Monitoring of the change process. • Assistance to the Accountant and Financial Controller. • Management of off-shore resources (Bangalore, India). European Project in english language as part of an international team.