Nicole Sanchez

Managing Director, Consumer Bank, GM and Product Executive, Growth Financial Products

2018

Leading one of JPMorgan Chase’s fastest-growing consumer banking portfolios, driving growth, profitability & digital transformation across millions of accounts. Key Accomplishments: ✅ P&L & Consumer Banking Growth General Manager & P&L Owner for a large deposit portfolio, leading business execution, customer expansion & product growth, outperforming Consumer Bank benchmarks. Doubled Secure Banking portfolio while increasing profitability, retention, and NPS—achieving the highest NPS in the bank. Drove Student Checking turnaround → Reversed 4 years of double-digit declines, achieving 5X production growth vs. broader Consumer Bank. Led cross-functional execution across strategy, marketing, risk, finance, tech, digital & analytics, driving sustained, profitable growth. ✅ Product & Digital Leadership Chief Product Owner & GM, Chase First Banking (Youth Banking Product) → Launched & scaled Chase’s flagship youth banking product, leading an agile, cross-functional team across digital, tech, product, risk, marketing & compliance. Led Digital Financial Health Tools → Spearheaded the development & rollout of digital financial tools serving millions of users, driving double-digit YoY enrollment growth. Launched Early Direct Deposit, improving customer liquidity & engagement for millions of clients. ✅ Strategic Impact & Firmwide Leadership Head of Firmwide Financial Health → Guide financial health strategy across JPMorgan Chase business lines, collaborating with regulators, policymakers & senior leaders. Expanded financial inclusion, delivering first-time credit access to 650K+ consumers, improving scores by 30+ points, and increasing fees saved in affordable banking products by 50%.

Investment Partner & Advisor

2017

Led fintech investments at a venture capital fund valued at 10x our cost basis.

Founder and CEO

2014 - 2017

Built and led a fintech startup focused on credit access & improvement, helping customers grow credit scores by 40+ points through innovative financial tools. Backed by Y Combinator & JPMorgan Financial Solutions Lab; featured in Forbes, TechCrunch, & American Banker.

Case Team Leader

2010 - 2013

Led strategic consulting engagements & global diligence teams for top retail, tech & private equity clients. Retail tech example project: Developed $1 Billion tech transformation strategy for Top 10 US retailer.

Associate Consultant

2006 - 2008

Multi-Cultural Marketing & Customer Business Development

2002 - 2005

Customer Business Development and Multicultural Marketing Rotation.